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These are the Long Term Care companies that we offer.  Each carrier has benefits associate with their products.  Medicare does not include Long Term Care.  One out of every two people need long term care in their lifetime.  The way Long Term Care insurance is calculated is by the dollar amount of insurance per day for a period of time.  Example: $150 a day (minimum recommended amount right now) for 2 years =$109,500.00 total @ your age (the younger you are the less expensive LTC is) or $350 a day for 7 years = $894,250.00.  The period before the benefits become active changes the price of the insurance.  The longer a period before the benefits become active reduces the cost of LTC.  The choices are  immediate to up to 90 days.  Additional costs could include Cost s of living rider, Wavier of Premium rider and cash indemnity riders.

Long Term Care

High End, Long Term Care can include $700.00 a day benefits, Cash  Indemnity Riders, Family and association discounts.  The #2 provider of Long Term Care nationally. 

Allianz Life Long Term Care

Benefit rich a innovator in the industry,  In the Long Term Industry for over 30 years.  Genworth has more than 1 million policyholders with more than $3.8 billion in long term care claims payment.

Genworth Long Term Care

MetLife Long Term Care

No matter how well off you are financially, the cost of long term care could severely impact your life’s savings.  A John Hancock long term care insurance policy can provide the protection you need.  And the independence you want.

For more information about the pricing for Long Term Care Insurance (LTC)

John Hancock Long Term Care

or e-mail: financial_planner@great-insurance.org