IE Group LLC  office


of Arthur Harris,

The best in Life, Health and Retirement

Text Box: Life settlement

Life settlements involve selling a life insurance policy to a company other than the original insurance provider. As the policy owner, you typically receive more money than you would get if you cancelled or surrendered the policy, but less than the policy's death benefit. These policies can be term or whole-IUL life.this is not to circumvent the life policies terminal illness rider this is to extend the range of the policies’ terminal illness rider from two years to possibly 10 or more. Age and health are the primary considerations in order to get a life settlement. There may be tax liabilities so expect to review what your liabilities are.

Product Summary

At no time has there been more people who are 80 years old than there are today.  Many of these people do not have or have outlived their beneficiaries.  They may actually have more than one life insurance policy. At that point they may want to consider a life settlement. If there is no reason to have the additional life policy you can turn this policy into cash.  Depending on your age and health determines how close to the face value they’re willing to pay you. For the most part most life settlement companies will not settle to people under 80 years old. As morbid as this may seem unless there’s a serious issue with health it is unlikely that they would talk to at age 70

Sometimes if you have been involved with the company for a prolonged period of time they may have actually set up a life insurance policy for you. It would be worth it to you to find out whether or not something like this  exists.

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Phone: 866-986-9933 ext.1

Fax: 626-609-2022


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 Annuity  Life Insurance


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