Although you seem to make a good income even one month without it would seem impossible. Many entrepreneurs don’t have disability insurance. A sole proprietor or the primary in an LLC or “S” Corporation doesn’t get paid like employees do. The state requires an employers pay for disability insurance in case someone gets injured on the job. Unfortunately the disability laws don’t pertain to the owner the Corporation. If they are injured or have serious medical issues their company can needs to continue and payroll goes on.
This is where we can help. With income replacement if something should happen that causes you to be incapacitated your family and your business will not suffer.